California State Registered Investment Adviser
Bay Cliadakis & Associates, LLC dba Altum Wealth Advisors (“AWA”) is a California State registered investment adviser located in Chico, California. AWA may only conduct business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.
AWA does not provide and does not intend to provide investment, financial planning, tax or legal advice through AWA’s website. All information contained on AWA’s website is for informational, educational and convenience purposes only. AWA has not independently verified third-party links and resources. AWA is not responsible for the accuracy, viability, completeness, timeliness, or suitability of the information provided by any third-party, whether linked to AWA’s website or incorporated herein and AWA takes no responsibility therefore. Inclusion of links to third-party content is not an endorsement by AWA of such content or services.
Rankings & Recognition
Rankings and recognition by unaffiliated rating services or publications should not be construed by a client or a prospective client of AWA as a guarantee of future results if AWA is engaged to provide financial planning and/or investment advisory services. No ranking or recognition should be construed as a current or past endorsement of AWA by any of its clients nor are they representative of any one client’s evaluation. AWA does not submit data to organizations that require payment to be included in rankings or require that AWA or one of AWA’s advisors to be a member or client of the ranking organization. Information regarding advisor industry rankings and awards can be found via this SEC Investor Bulletin: https://www.sec.gov/oiea/investor-alerts-and-bulletins/ib_professionalhonors.
Chico News & Review (“CNR”) “Best of Chico: Best Financial Planner” awarded to AWA (2019, 2021): CNR publishes an annual “Best of Chico: Best Financial Planner” readers’ poll. Winners are determined by the number of votes submitted to CNR. AWA did not provide any information to CNR for this readers’ poll and AWA did not pay any money to be considered for, or enter into, this readers’ poll. Listing in this publication and/or website is not a guarantee of future investment success.
Expertise.com (EXP) listed AWA one of the “Top Financial Advisors in Chico” (2022): EXP updates an annual “Top Financial Advisors in Chico” publication based on their own research as described on their website (3/2022) as follows: First, EXP identifies all the potential providers in a community. EXP uses public databases and customer referrals to collect an exhaustive list of local businesses, checking their availability and service areas. Next, EXP validates each business’ qualifications. EXP knows which professions require a license or certification to operate in an area, and EXP finds providers who have gone above and beyond to educate themselves in their area of expertise. EXP scours public records and information to determine each provider’s reputation. Every provider is analyzed based on the number of professional databases reviewing them, their average review score, and the volatility of their ratings. AWA did not provide any information or pay any money to Expertise.com for this recognition. Listing in this publication and/or website is not a guarantee of future investment success.
Social Media Websites
AWA is not affiliated with Facebook, Twitter, LinkedIn, Google+, YouTube or other social media websites and AWA has no control over how third-party sites use the information posted and shared by others. Personal or account information should never be shared through social media and it is important to understand the privacy and security policies of the various social media websites.